When’s the Best Time to Refinance?

Don’t miss out on near historic lows and $ you could be spending elsewhere by refinancing!

Does any of the following sound familiar? Someday I’ll:

  • Buy or build my dream home
  • Create the backyard oasis that’s the envy of my neighborhood
  • Take that beach vacation we keep talking about
  • Start saving more for my kids’ college funds
  • Look into if refinancing would be worth my time

Take advantage of near historically low rates and our strong real estate market. If you’ve been holding out to see if refinancing could be worth it, now’s the time to hit us up! Don’t miss out on these savings and on the many other dreams you could be pursuing with that extra cash! We’re here to make your money work for you and help you achieve your financial dreams.

Rates Have Hit Near Historic Lows!

What could lower rates do for you?

  • Lower your monthly payment
  • Lower your current interest rate
  • Save you thousands by paying off your home faster
  • Eliminate PMI
  • Get you into the home of your dreams

What are you waiting for? The time to refinance is now! Give one of our licensed mortgage loan originators a call today to see if refinancing could potentially save you hundreds of dollars each month!



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MFLCares Announces its 2020 Charities

MFLCares logo

MFLCares is pleased to announce its 2020 calendar! The selected charities include:

Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts.

Each charity will be spotlighted in its respective month. We’ll share how it supports our communities and how you can join our team to help get involved. All of MFLCares’ 2020 causes will also receive a $2020 donation in support of their missions.

“We started the MFLCares program in 2016 in an effort to create a conduit between our communities and the incredible causes within them. However, throughout the last four years, it has become much more than that. MFLCares is a huge part of who we are as a company. Each month, we get the opportunity to meet the real people behind these organizations, and it’s always both inspiring and humbling. We are proud just to play a small part in growing the awareness for these admirable charities.”

Chuck West, president of Midwest Family Lending

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact.


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MFLCares about Best Buddies


Midwest Family Lending’s Chuck West presents Best Buddies Iowa participants at Urbandale High School with a $2020 donation through Midwest Family Lending’s MFLCares program. Pictured from left to right: Monica Lewandowski; Sean Powers; Elizabeth Rae; Midwest Family Lending’s president Chuck West; Israa Elshafie; Hannah Wortock; Vanny Hlawn; Amber Steele, Urbandale High School’s Best Buddies advisor and Alex Shaw.

Best Buddies Iowa has been selected as MFLCares’ first featured charity for 2020 and has received an $2020 donation through Midwest Family Lending’s MFLCares program. The funds will be used in support of the nonprofit’s mission to “establish a global volunteer movement that creates opportunities for one-to-one friendships, integrated employment, leadership development, and inclusive living for individuals with intellectual and developmental disabilities (IDD).”

MFLCares logo

“We are honored to have been chosen as MFLCares’ January charity,” says Carrie Mueller, state director of Best Buddies International. “We’ve seen
incredible growth and a societal shift in the last three-five years — people are craving human interaction. They’re recognizing isolation and wanting to do something about it and develop relationships that matter. Midwest Family Lending is a great example of a company leading the way to make a real difference in providing purpose for those in our community in need of support.”

Through MFLCares, Midwest Family Lending employees nominate and select one cause a month to support that is dear to their hearts. All of MFLCares’ 2020 causes will also receive a $2020 donation in support of their missions.

“My wife and I were fortunate enough to get invited to the Best Buddies’ Chef Challenge last fall, and we were very impressed with the organization,” says Chuck West, president of Midwest Family Lending. “We found the participants in the program to be incredibly inspiring and very deserving of the help Best Buddies provides. The experience compelled us to better understand their program, which resulted in Best Buddies being our choice for the MFLCares charity of the month for January. We hope this helps share their incredible story.”

What They Do


The IDD community that Best Buddies serves includes, but is not limited to, people with Down syndrome, autism, Fragile X, Williams syndrome, cerebral palsy, traumatic brain injury and other undiagnosed disabilities.

Programs include:

Best Buddies is the world’s largest organization dedicated to ending the social, physical and economic isolation of the 200 million people with intellectual and developmental disabilities (IDD). Its programs empower the special abilities of people with IDD by helping them form meaningful friendships with their peers, secure successful jobs, live independently, improve public speaking, self-advocacy and communication skills, and feel valued by society. Just because these individuals have intellectual disabilities doesn’t mean they don’t have value.

Best Buddies Iowa has programs in 200 schools across the state. They are the 35-year-old program’s foundation. However, earlier just this month, Best Buddies Iowa launched its career placement program, making Iowa the 17th state to offer one. The goal is to provide full-time employment with benefits with an employer of interest to the Buddy.

How You Can Help

A lot has changed within the last 50 years, for Americans with IDD, but there is still a tremendous amount of work to be done. There are many ways to have a positive impact in the lives of Iowans with IDD through the Best Buddies program:

  • Join the Friendship Walk, May 2, 2020 at Western Gateway Park
  • Consider a position on its Advisory Board
  • Assist with a corporate donation
  • Be a Buddy
  • Employ an individual with IDD at you place of business

The job we do every day at Best Buddies isn’t about the work. It’s about the stories. Positively impacting the lives of Iowans with IDD and our network of volunteers who make it happen. Everyone has their own story to tell, but all of them are about being a part of something bigger than ourselves.

-Carrie Mueller, State Director, Best Buddies International


MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact.

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MFLCares Gives Back to Siouxland Humane Society

Midwest Family Lending’s Kim Hinrichsen presents
Jerry Dominicak, executive director, and Kelly Erie, public relations manager with the Siouxland Humane Society a donation of $1800 through Midwest Family Lending’s MFLCares program. While there, Kim and her husband Gary fell in love with Finn (black lab pictured smiling far left) and adopted him!
MFLCares logo

Siouxland Humane Society has received an $1800 donation through Midwest Family Lending’s MFLCares program. The funds will be used in support the nonprofit’s mission to “provide services and programs that promote the humane treatment of animals in the Siouxland area.”

“We are honored to have been chosen as MFLCares’ December charity.” says Jerry Dominicak, executive director of the Siouxland Humane Society. “Support from organizations like Midwest Family Lending helps not only the homeless pets here at the shelter but also supports our Siouxland community outreach programs like our pet retention program, which helps keep pets with their families. We can assist those in need with pet food, supplies, vet and spay/neuter services, which may help them keep their family member with them.”

Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation.

“We got our schnauzer, Katie, at the Siouxland Humane Society 10 years ago,” says Kim Hinrichsen, licensed mortgage loan originator with Midwest Family Lending. “She has been such a blessing to our family, and now we’ve adopted Finn. He is a very loving dog with lots of love and kisses to give. The Siouxland Humane Society offers so many services to homeless animals that need shelter and so many other resources.”

Kim Hinrichsen, licensed mortgage loan originator with Midwest Family Lending, with her beloved schnauzer, Katie, whom she adopted from the Siouxland Humane Society 10 years ago

What They Do

The Siouxland Humane Society (SHS) is Siouxland’s only open admission full service Shelter, caring for thousands of pets each year. SHS takes great pride in finding forever homes for 100 percent of the adoptable pets. Along with the homeless pets cared for each year, the SHS also serves the people of Siouxland through its many programs and services, some of which include adoption/surrender, spay/neuter assistance, humane education, veterinary/food/sheltering assistance, cruelty/neglect investigation and so much more. Visit their website for more information and a full list of resources.

How You Can Help

  1. Spay/Neuter Your Pet
  2. Adopt
    • Give a loving home to a pet in need.
  3. Give
    • The Siouxland Humane Society is a 501c3 nonprofit organization (Federal ID #42-6000336) that depends on the generosity of individuals and businesses to care for the thousands of pets it takes in each year. SHS offers so many ways for you to give on behalf of the homeless pets in the community. Whether you give to us through a memorial or tribute, monthly, leave us in your estate plans or one of the other many ways listed, be assured that you are making a difference for a worthy cause.
  4. Volunteer
    • Because SHS is funded solely by private donations, it depends on help from volunteers to offer its many programs and services. Your willingness to join Best Friends will make a tremendous difference in the lives of Siouxland’s abused, neglected, and homeless animals.

This donation has meant so much to us all here! It will help so many hundreds and thousands of people, pets and families. We are thrilled to have you step up and help those who cannot speak for themselves.

Jerry Dominicak, executive director of the Siouxland Humane Society

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact. Check out our calendar to learn more about all the great causes in our area MFLCares has supported this year.

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MFLCares Gives Back to Christian Opportunity Center


Midwest Family Lending’s Marti Myer presents Amy Zuck, public information director with Christian Opportunity Center (COC), a donation of $1800 through Midwest Family Lending’s MFLCares program.

Christian Opportunity Center (COC) has received an $1800 donation through Midwest Family Lending’s MFLCares program. The funds will be used in support of the local nonprofit’s work to make a difference in the lives of people with disabilities.

“COC is always looking for opportunities to serve our community and enhance the lives of individuals with disabilities,” says Amy Zuck, public information director with Christian Opportunity Center (COC). “For a business like Midwest Family Lending to take the time to hear our story and share what we do with their networks will help us to build those opportunities.”

MFLCares logo

Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation.

“I chose COC due to the fact of the great life experiences they provided to my great uncle,” says Marti Myer, processor with Midwest Family Lending. “Thanks to COC, he was able to live his life completely as himself and not for any disabilities.”

“When we heard the reason COC was chosen, it made this experience so special to us,” Zuck says. “To be selected by a family member of an individual that we have supported in the past for this donation truly touched every employee of COC’s heart.”

What They Do

Charity Christian Opportunity Center (COC) has been proving what’s possible for Iowans with disabilities for 50 years. COC prides itself on its caring and quality staff and its responsiveness to the needs and wants of the people it serves.

Christian Opportunity Center (COC) staff and volunteers provide services to more than 300 people with disabilities in four regions of southern Iowa. COC offers a full range of services for working and living in Des Moines, Indianola, Knoxville, Oskaloosa, and Pella. Work skills training includes the Community-Based Employment (CBE) program and small group employment. Training in living skills includes homes with 24-hour staff support, apartments with minimal staff support, and community-based living arrangements with follow-along support.

Check out this video featuring interviews with COC employees and people supported to learn more:

How You Can Help

Volunteer

Do you want to make a difference in the lives of people supported? If so, contact Chrissy Edsall, volunteer coordinator, by phone at 641-628-8087, ext. 1108. Christian Opportunity Center (COC) and people supported have benefited greatly from volunteer efforts, such as:

  • Being a special friend
  • Taking people along to church
  • Visiting in group homes
  • Providing special music and entertainment
  • Assisting with swimming
  • Going for walks
  • Teaching basic computer skills
  • Serving on committees
  • Participating in a bowling league
  • Teaching Bible study classes
  • Baking cakes and remembering birthdays

Donate

Here’s a list of ways you can donate to COC including options as easy as while you shop online.

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact. Check out our calendar to learn more about all the great causes in our area MFLCares has supported this year.

“This donation from MFLCares will truly make a difference in the lives of people with disabilities in our residential, vocational and spiritual services.”

Amy Zuck, public information director with COC
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MFLCares Gives Back to Crisis Intervention & Advocacy Center

Midwest Family Lending’s Mark Engleman presents Taylor Sullivan, communication & technology coordinator with Crisis Intervention & Advocacy Center, a donation of $1800 through Midwest Family Lending’s MFLCares program.

Crisis Intervention & Advocacy Center (CIAC) has received an $1800 donation through Midwest Family Lending’s MFLCares program. The funds will be used in support the local nonprofit’s mission to “unite communities to end violence and oppression for all people.”

“Each day we face the worst of what humans can do to each other and the ways systems often fail survivors,” says Taylor Sullivan, Crisis Intervention & Advocacy Center’s communication & technology coordinator. “When a business like Midwest Family Lending takes the time to hear our mission, it’s also coming alongside us to see violence and oppression in its own communities and doing something about it. Thank you for choosing to donate and support our mission to make our communities stronger and safer.”

Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation.

MFLCares logo

“It was important to me to support a worthwhile charity in my community,” says Mark Engleman, mortgage loan originator with Midwest Family Lending. “When I learned about all CIAC does to support the diverse needs of fellow Iowans whom have been hurt by others, I knew our team would agree this cause needed to be on our calendar for 2019.”

What They Do

Crisis Intervention & Advocacy Center is an amazing resource serving these diverse needs in 10 southwestern Iowa counties. The center’s services are free, voluntary, confidential and available to all without discrimination. Trained advocates provide acute crisis response and long-term advocacy services. Crisis intervention includes support, listening, information, options and assessing danger. Advocacy includes exploring alternatives, formulating action plans and providing follow up and resources. 

  • A sexual assault occurs in the U.S. once every three minutes.*
  • One in three girls and one in seven boys will be sexually assaulted before his or her 18th birthday.
  • Battering is the major cause of injury to women between the ages of 18 and 44.

Access to support for victims and survivors of domestic abuse, sexual abuse, homicide, violent crime and those experiencing homelessness is even more challenging for those living in rural communities, like much of the state of Iowa.

How can you help?

Crisis Intervention & Advocacy Center could not provide its many services to the community without the help of its many volunteers and supporters. Opportunities to help include:

Start by checking out these links to learn how to support someone affected by domestic violence or sexual assault.

  • Staffing the 24-hour crisis line.
  • Helping to educate the community about Crisis Intervention & Advocacy Center, the services provided and the dynamics of domestic abuse and sexual assault
  • Providing child care during support group sessions or assisting with office operations, facility maintenance, deliveries, etc.
  • Donating money, making in-kind donations, including Crisis Intervention & Advocacy Center in your will or other planned giving vehicle, or by helping to plan a fundraising event

Your support offers hope to these victims.

“By supporting survivors we aim to unite communities to promote social change.”

– Crisis Intervention & Advocacy Center

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact. Check out our calendar to learn more about all the great causes in our area MFLCares has supported this year.

*Data from Supportingsurvivors.org

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MFLCares About Christian Opportunity Center

Thankful. Grateful. Blessed. These words adorn everything from throw pillows to dish towels currently on display on store shelves and remind us that November is a season of gratitude. We have so much to be thankful for in the harvest season and throughout the year.

We often don’t think about the blessings of finding purpose through employment or autonomy in daily activities of living. These are gifts people with disabilities don’t take for granted.

November’s MFLCares Charity Christian Opportunity Center (COC) has been proving what’s possible for Iowans with disabilities for 50 years. COC prides itself on its caring and quality staff and its responsiveness to the needs and wants of the people it serves.

MFLCares logo

“Christian Opportunity Center (COC) is so incredibly grateful to be chosen as the November MFLCares’ recipient,” says Amy Zuck, COC’s public information director. “This donation will truly make a difference in the lives of people with disabilities in our residential, vocational and spiritual services.”

Christian Opportunity Center (COC) staff and volunteers provide services to more than 300 people with disabilities in four regions of southern Iowa. COC offers a full range of services for working and living in Des Moines, Indianola, Knoxville, Oskaloosa, and Pella. Work skills training includes the Community-Based Employment (CBE) program and small group employment. Training in living skills includes homes with 24-hour staff support, apartments with minimal staff support, and community-based living arrangements with follow-along support.

Midwest Family Lending employees selected COC as November’s charity after learning about the impact the public benefit corporation has had on one of the team’s family members.

“When we heard the reason COC was chosen, it made this experience so special to us,” Amy says. “To be selected by a family member of an individual that we have supported in the past for this donation truly touched every employee of COC’s heart.” 

Check out this video featuring interviews with COC employees and people supported to learn more:

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and community impact. Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation. Check out our calendar to learn more about these great causes in our area.

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MFLCares Gives Back to Bryce’s Warriors Foundation

Pictured from left to right: Midwest Family Lending President Chuck West presents Derek and Michelle Draisey of Bryce’s Warriors Foundation a donation of $1800 through the company’s MFLCares program.

Though each of the charities MFLCares supports throughout the year are meaningful to Midwest Family Lending’s employees, Bryce’s Warriors Foundation holds a special significance. Bryce was the son of one of our loan officers, and Bryce’s memory and impact lives on through the foundation in his name. Midwest Family Lending was honored to present a $1800 donation to this cause dear to our hearts.

“We thank Midwest Family Lending for this very generous donation,” says Bryce’s Warriors Foundation’s Michelle Draisey. “This kind of financial support will allow Bryce’s Warriors to expand the support that we give to heart transplant children and their families. Our very small and modest charity is growing because of people and businesses like Midwest Family Lending. You are the reason we are able to find new areas that we can make an impact in the lives of these children and their families.”

Bryce’s Warriors Foundation supports the Bryce Draisey Memorial Dollars for Scholars scholarship fund, families of children waiting for and who have had heart transplants, Children’s Miracle Network and Iowa Donor Network. Funds raised through the Foundation also provide Thanksgiving meals to children and families in the PICU at University of Iowa Hospitals, as well as food and gas cards to those families in need while a child is living at the hospital.

“MFLCares is a blessing to Bryce’s Warriors as our largest single donor three years in a row now. We can’t thank you enough!”

-Michelle Draisey, Bryce’s Warriors Foundation and mother of Bryce

Record Funds Raised at the 7th Annual Bryce Draisey Memorial Golf Tournament

The majority of Bryce’s Warrior’s funds are raised through an annual golf tournament held each September at which Midwest Family Lending staff participated. About 130 golfers attended the 7th Annual Bryce Draisey Memorial Golf Tournament, which raised record funds of about $18,000!

The Draiseys credit the event’s success to the ideas, support and hard work of Bryce’s Warrior’s volunteer board.

“Derek, Brooklyn, and I would like to thank everyone who was involved this year whether you donated funds, prizes, raffles items or treats, helped out with the tournament, or played in the tournament,” Michelle says. “To all of those who have been involved with Bryce’s Warriors since day one, in any capacity, your continued love and support overwhelms us continually.”

Learn more about Bryce’s Warriors Foundation and its four missions here. Bryce was proud to spread his story to as many people as he could to create awareness for organ donation. In doing this, he also spread a story of love, courage, and forgiveness that all who knew him will remember.

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and community impact. Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation. Check out our calendar to learn more about these great causes in our area.

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MFLCares about Crisis Intervention & Advocacy Center

Each day we face the worst of what humans can do to each other and the ways systems often fail survivors.

  • A sexual assault occurs in the U.S. once every three minutes.*
  • One in three girls and one in seven boys will be sexually assaulted before his or her 18th birthday.
  • Battering is the major cause of injury to women between the ages of 18 and 44.

Access to support for victims and survivors of domestic abuse, sexual abuse, homicide, violent crime and those experiencing homelessness  is even more challenging for those living in rural communities, like much of the state of Iowa. Thankfully, an amazing resource exists to serve these diverse needs in 10 southwestern Iowa counties.

Crisis Intervention & Advocacy Center, MFLCares’ October charity, “unites communities to end violence and oppression for all people.”

The center’s services are free, voluntary, confidential and available to all without discrimination. Trained advocates provide acute crisis response and longterm advocacy services.

Crisis Intervention includes support, listening, information, options and assessing danger. Advocacy includes exploring alternatives, formulating action plans and providing follow up and resources.

“When a business like Midwest Family Lending takes the time to hear our mission, it’s also coming alongside us to see violence and oppression in its own communities and doing something about it,” says Taylor Sullivan, Crisis Intervention & Advocacy Center’s communication & technology coordinator.  “Thank you for choosing to donate and support our mission to make our communities stronger and safer.”

How can you help?

Start by checking out these links to learn how to support someone affected by domestic violence or sexual assault. Crisis Intervention & Advocacy Center could not provide its many services to the community without the help of its many volunteers and supporters. Opportunities to help include:

  • Staffing the 24-hour crisis line.
  • Helping to educate the community about Crisis Intervention & Advocacy Center, the services provide,d and the dynamics of domestic abuse and sexual assault
  • Providing child care during support group sessions or assisting with office operations, facility maintenance, deliveries, etc.
  • Donating money, making in-kind donations, including Crisis Intervention & Advocacy Center in your will or other planned giving vehicle, or by helping to plan a fundraising event

Your support offers hope to these victims.

“By supporting survivors we aim to unite communities to promote social change.”


– Crisis Intervention & Advocacy Center

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact. Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation. Check out our calendar to learn more about these great causes in our area.

*Data from Supportingsurvivors.org

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MFLCares Remembers Iowa’s Fallen Heroes through Iowa C.O.P.S.


Midwest Family Lending’s Jason Pleggenkuhle presents Concerns of Police Survivors Iowa Chapter Director Toni Galetich-Christofferson with a donation from the MFLCares program at our Urbandale office on September 12. Funds will be used to support surviving family members and affected co-workers of law enforcement officers killed in the line of duty.

“Remembering their Sacrifices – Honoring their Surviving Families”

Police offers are pillars of strengthen in our communities.

When an officer is killed in the line of duty, the ripple effect has a wide impact. Surviving family members and affected co-workers have both immediate and ongoing needs, explained Toni Galetich-Christofferson, Iowa Chapter Director of  Concerns of Police Survivors (C.O.P.S.) when visiting with Midwest Family Lending staff about the nonprofit organization’s mission.

Iowa C.O.P.S. provides resources to assist in the rebuilding of the lives of surviving families and affected co-workers of law enforcement officers killed in the line of duty as determined by Federal criteria. The nonprofit organization provides training to law enforcement agencies on survivor victimization issues and educates the public of the need to provide ongoing support the law enforcement profession and its survivors.

All donations made to Iowa C.O.P.S. stays in Iowa to support Iowa survivors. Monies are used to support such activities as sending families to National Police Week in Washington, DC, the funeral response team, cost of training, and other related activities.

“Knowing the donation from Midwest Family Lending will be used to help a family in need through such a worthy charity is an awesome feeling,” says Jason Pleggenkuhle, the mortgage loan originator with Midwest Family Lending who nominated Iowa C.O.P.S. to be selected as one of MFLCares’ 2019 charities. “I hope to raise awareness so other will take the time to learn more about the organization and to donate as well.”

Funding for Iowa C.O.P.S. comes solely through individual donations and the proceeds from fundraising events, such as the annual Black and Blue Ball, held in March. The chapter is in need of donations and volunteers for the following:

  • Black & Blue Ball
  • Iowa C.O.P.S RABRAI Bike Team
  • Golf Tournament
  • Seeking grants and grant writing
  • Becoming a funeral response team member
  • Becoming a C.O.P.S. elected board member
  • Becoming a newsletter contributor
  • Becoming a sponsor for events
  • Obtaining a funeral response trailer
  • Making mourning bands
  • Assisting with fundraising

For more information, visit Iowa C.O.P.S.’ website.

MFLCares is a program of Midwest Family Lending, a local mortgage company committed to creating customers for life and to community impact. Through MFLCares, Midwest Family Lending employees nominate and select one cause a month that is dear to their hearts to receive a donation. Check out our calendar to learn more about these great causes in our area.

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